Archive for December, 2011

My fiance was on her way back to work from testifying in court which she had to do for her job. After the court hearing, she was heading back to work and was involved in a car accident. Would any of the damages, such as paying the deductible if she needs to, be covered by her employer since it was during company time and she was forced to testify for her work? She was not injured so no workers comp is needed just damages on her car.




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I was recently involved in a car accident. I am still pregnant (thank God), had my 2 y/o son in the car. Both vehicles were totaled and the other driver was at fault with no insurance. I am going to a chiropractor and my son had a laceration on his head, how much would be an average amount we could receive from the accident, or estimate?




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what is a auto insurance quote?




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I am not looking for the regular customer service line as I would like to make an expedited call just for a free rate quote with minimal waiting.




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I am from Ohio and have my own car insurance. I work in Kentucky (which is a ‘no fault’ state). I was in a minor car accident on my way to work the other morning. No one was injured, and the other person’s car wasn’t really damaged. It was his ‘fault’ though. He had insurance and we both gave out info to the police officer who showed up to do our report. My car, however, is damaged and will need to be fixed. I’m not very car educated but my hood doesn’t come up /stay shut correctly, something is wrong with my headlight/turn signal in the front, the front fender will need to be replaced, and the front corner/side panel will also most likely need to be replaced…and who knows if anything other than the outside of the car was damaged…. Ugh!.

Now I was told to go ahead and start anything I need to with my own insurance company, but what I don’t get is how this will differ from and accident in Ohio. Will my insurance company request payment from the other person insurance or simply pay whatever they cover of my damages? I just don’t get it.
I’ll check that out, but I’ve never heard of someone having to have plates designated by the state they WORK in as opposed to the state they LIVE in. I live in the Greater Cincinnati area so that would be crazy if everyone crossing the river back and forth to work had to get new plates for their work.




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My car was totalled and my insurance paid most of it. I was lucky that I also had gap insurance. I also used skip-a-payment twice. the bank now is calling it delinquent payments and is charging me for both payments although my car is completely paid off by my insurance and gap coverage.




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I had an accident couple days ago and the other driver was found as a fault. Therefore, the State Farm Insurance Company (the other driver’s company) has decided to repair the car for us. The estimate for the car repair has to be below than 00 and I have it for about 00. So, I was wondering who does the State Farm Company gives the cheque to? To the owner of the car or the one who is going to fix the car or to whom I got the estimate from?




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