I was recently in an accident, but it was not at my fault. The insurance company is covering everything. If the car goes down in value, does AAA pay the difference that I lost in the car? Thanks! I have no-fault by AAA in Michigan.




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Home Owners incsurance and PITBULLS in FLORIDA?

My fiance and I are buying a home in central florida. I know allstate is one insurance company that covers florida, but my concern is my dogs. We have 2 our one is labled (on their rabies lisence) a dalmation mix and the other a beagle/pit mix! We are truly unsure of eithers actual breed they are both heintz 27′s but I have a feeling this is gonna cause a problem when trying to find homeowners insurance.

Does anyone know allstates policy…or have information about an insurance company in florida that does cover mixes?
neither of my dogs are aggressive, and in the beggining we were not sure of either breed. They are mutts and wonderful dogs…have never ever even attempted to hurt anyone, they are 3 & 4 years old! If I even thought for a second that they were aggressive I wouldnt have them….thats not because of their breed either…! If I had a poodle who was mean I wouldnt have it! Simple as that!
WE HAVE HAD THEM SINCE PUPPIES!




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Almost 3 years ago my car was damaged through vandalism. I made a police report, but at the time I was 19 years old and was ignorant of my coverages. A few months later I switched my insurance company for a few months then switched back to my original company. The expiration time to file is coming up next month, so my question is can I file a comprehensive claim?




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Can you recommend me a cheap Homeowner insurance company for walls in?

I am refinancing my condo and need dirt cheap insurance. If i could i wouldn’t even get it in the first place. looking for a "walls in" policy only for a Condo 1 bedroom
I don’t have auto insurance or even an auto.




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It’s an older model car and I’m 19.

One of my friends pay

I have a friend who has state farm and pays 100 a month.

Also believe it or not I have another friend who got insurance under her parents insurance company and she got a discount for it.. She is under Progressive and pay 50 dollars a month. I’m a male and I can only dream of my insurance being . That isn’t going to happen.
Is that all state?




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Anyone heard of Stella Awards?

This is not a question, just thought I’d share

Stella Awards

It’s time again for the annual ‘Stella Awards’! For
those unfamiliar with these awards, they are named
after 81-year-old Stella Liebeck who spilled hot
coffee on herself and successfully sued the McDonald’s in New Mexico where she purchased the coffee. You
remember, she took the lid off the coffee and put it
between her knees while she was driving. Who would
ever think one could get burned doing that, right?

That’s right; these are awards for the most outlandish
lawsuits and verdicts in the U.S . You know, the kinds
of cases th at make you scratch your head. So keep your head scratcher handy.

Here are the Stella’s for the past year:

7TH PLACE :

Kathleen Robertson of Austin , Texas was awarded
,000 by a jury of her peers after breaking her
ankle tripping over a toddler who was running inside a
furniture store. The store owners were understandably
surprised by the verdict, considering the running
toddler was her own son.

6TH PLACE:

Carl Truman, 19, of Los Angeles, California won
,000 plus medical expenses when his neighbor ran
over his hand with a Honda Accord. Truman apparently
didn’t notice there was someone at the wheel of the
car when he was trying to steal his neighbor’s hubcaps.

Go ahead, grab your head scratcher.

5TH PLACE:

Terrence Dickson, of Bristol, Pennsylvania, who was
leaving a house he had just burglarized by way of the
garage. Unfortunately for Dickson, the automatic
garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT, days on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company claiming undue mental anguish.

Amazingly, the jury said the insurance company must
pay Dickson 0,000 for his anguish. We should all
have this kind of anguish.

Keep scratching. There are more…

4TH PLACE :

Jerry Williams, of Little Rock , Arkansas , garnered
4th Place in the Stella’s when he was awarded ,500
plus medical expenses after being bitten on the butt
by his next door neighbor’s beagle – even though the
beagle was on a chain in its owner’s fenced yard.
Williams did not get as much as he asked for because
the jury believed the beagle might have been provoked at the time of the butt bite because Williams had
climbed over the fence into the yard and repeatedly
shot the dog with a pellet gun.

Grrrrr. Scratch, scratch.

3RD PLACE:

Amber Carson of Lancaster, Pennsylvania because a
jury ordered a Philadelphia restaurant to pay her
3,500 after she slipped on a spilled soft drink and
broke her tailbone. The reason the soft drink was on
the floor: Ms. Carson had thrown it at her boyfriend
30 seconds earlier during an argument. Whatever
happened to people being responsible for their own
actions?

Scratch, scratch, scratch. Hang in there; there are
only two more Stellas to go…

2ND PLACE:

Kara Walton, of Claymont, Delaware sued the owner of
a night club in a nearby city because she fell from
the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to
sneak through the ladies room window to avoid paying
the .50 cover charge, the jury said the night club
had to pay her ,000….oh, yeah, plus dental expenses. Go figure.

1ST PLACE : (May I have a fanfare played on 50 kazoos please)

This year’s runaway First Place Stella Award winner
was Mrs. Merv Grazinski, of Oklahoma City, Oklahoma ,
who purchased a new 32-foot Winnebago motor home. On her first trip home, from an OU football game, having driven on to the freeway, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down, ,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

Are we, as a society, getting more stupid…? Ya think??!!

More than a few of our judge’s elevators don’t go to the top floor either!

WHAT’S EVEN SCARIER – THESE JURORS AND JUDGES MAY VOTE ON ELECTION DAY!!!




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Im 25 and got my first speeding ticket. Other than this, i have a good driving record. If my insurance company finds out, are my rates guaranteed to go up?




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under Perry Texas is projected to end up in the bottom 5 of every national educational evaluation standard available. The only industry in Texas that is growing and has been growing by leaps and bounds is the state prison system. Furthermore, because of Rick Perry’s efforts to eliminate regulations on insurance companies in the state of Texas it’s projected that many Texans will end up with their homeowners insurance claiming "Act of God" status and they will end up homeless.

And this is the guy Republicans think is going to win? Seroiusly, did you people just say "Let’s just go ahead and find the biggest asshole we can! We know we aren’t going to win anyways."

Do you think Texans will be glad to find out that it’s market deregulation that allows the insurance company to hide behind that "Act of God" status and that they now have the freedom to spend what few remaining dollars they have trying to find a lawyer who’s willing to pursue a civil case that’s basically guaranteed to fail in a Texas court?




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I was involved in a car accident i was excluded from the insurance. that was 2 years ago now the car’s insurance company that hit me is asking me for the money.
I did not know i was excluded from the insurance, the car t-bone me and i lost conscious. i end up in the hospital, In the past 2 years and 4 months the other insurance never contact me until now that there asking me for the money.




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It happened back in Nov 2009. I was with a different insurance and different car. I noticed on my new insurance that it says I was at fault. I called my insurance company but they said there was nothing they could do. I never called it in on my old insurance cause there was no damge to my car.




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